Direct private lender ยท Warner Robins
Fix and flip loans in Warner Robins
Work your way up to 100% financing.
Start at 5% down on your first three deals, then unlock up to 100% financing, including closing costs, after 3 successful flips. Renovation financed 100% from day one, with closings in as few as 2 to 3 business days.
Investing in Warner Robins
Warner Robins is an affordable Middle Georgia market anchored by Robins Air Force Base, with steady rental demand and entry prices well below the national median. Nearly every deal falls under our $400k desktop valuation threshold.
The InvestAway difference
Why investors work with us
Start at 5% down, work up to 100% financing.
Your first three deals need just 5% of the purchase price. After 3 successful flips, qualified borrowers can finance up to 100%, including closing costs.
100% of renovation costs financed.
Your rehab budget is covered, drawn as you complete the work.
No monthly payments out of pocket.
Choose the interest reserve and interest draws from the loan balance, not your bank account.
Closings in as few as 2 to 3 business days.
Decisions are made in-house. No loan committee, no surprises the week of closing.
Certainty you can negotiate on.
When we commit to a closing date, it closes. Use that to press sellers and set contractor timelines.
No third-party appraisal under $400k.
We do our own desktop valuation internally, so you are not waiting on an appraiser.
No junk fees.
Rates and fees are disclosed upfront, and interest is charged only on the funds you have actually drawn.
Deals other lenders pass on.
Rural and FEMA flood zone properties, and no minimum loan size. If the deal works, we fund it.
Loan program
What we fund
Purchase plus renovation loans (fix and flip) on single-family and multifamily properties up to 4 units, including rural and FEMA flood zone properties. First-position loans only, investment properties only, business entities only.
Closed and funded
Recent funded deal
Property type
Single-family, 3 bed / 2 bath
Location
Southeast US
Loan amount
$186,000
Timeline
Closed 11 business days after the application
What made it notable
The borrower put 5% down. We financed the rest of the purchase, the closing costs and 100% of the renovation. After three successful flips with us, that drops to 0% down.
FAQ
Fix and flip loan questions
Do you lend on fix and flip deals in Warner Robins?
Yes. We fund purchase plus renovation loans on investment property in Warner Robins, including single-family and multifamily up to 4 units, plus rural and FEMA flood zone properties.
How much do I need to put down?
On your first three deals, 5% of the contract purchase price, and we finance 100% of your renovation. After 3 successful flips, qualified borrowers can move to as little as 0% down, up to 100% financing including closing costs.
Do I have to make monthly payments?
Not out of pocket if you choose the interest reserve option. Your interest draws from the loan balance so your cash stays in the deal. A monthly payment option is also available.
How fast can you close?
As few as 2 to 3 business days when your file is complete, the loan is under $400k, and title is ready. Decisions are made in-house with no loan committee.
How much can I borrow?
Your total loan can be up to 75% of our underwritten after-repair value (ARV).
Do I need an appraisal?
Not for loans under $400k. We complete our own desktop valuation internally at no extra cost and with no waiting. Loans of $400k or more require a third-party appraisal.
What do rates and fees look like?
Rates start at 11.5% annualized and origination starts at 2 points, all disclosed upfront with no junk fees. Interest is charged only on the funds you have drawn.
Do I need an LLC?
Yes. We lend to business entities only, such as an LLC or corporation, not to individuals. The property cannot have been titled in your personal name.
What happens after a few deals with you?
After 3 successful flips your rate drops 1%, and qualified deals can reach up to 100% financing, including closing costs, in some cases as little as 0% down.
Talk to a loan specialist
Tell us about your deal and we will get back to you fast.